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Grant Thornton gives cautious welcome to Budget's property changes

If you are writing about the property aspects of today's budget, please consider the following comment by Marion Cane, Property Director of Grant Thornton UK LLP

"As anticipated, there were limited aspects in the Budget to impact the property sector. The vote-winning change giving relief from SDLT for first time buyers should give a boost to housebuilders but this will only happen if it is coupled with increased mortgages available to first time buyers reducing the cash deposit they have to find. 


"In addition, the agreement with Lloyds Banking Group and The Royal Bank of Scotland to lend £105 billion to homebuyers and businesses over the next 12 months may help reduce the shortage of credit available. Of this amount, £41 billion will be targeted at small businesses and some of this may find its way into the property sector which has suffered a significant shortfall in financing resulting from the tightening of bank lending to the sector. Unless the lending makes its way into the hands of the property sector, more businesses will fail and the sector will continue to suffer."


"Another welcome change is the decision to allow REITS to issue stock dividends in lieu of the cash dividends currently required to meet the conditions of the regime. This move will be welcomed by the Real Estate Investment Trusts ("REITs") who have been lobbying for this change for some time. It is not likely that this measure will come in until next year which is a disappointment but, when it does, it will help REITs retain their cash for investment in growing the business at a time when bank lending is still tight."


"It is good news that there has been no change to the normal Capital Gains Tax rate which remains at 18%. The increase in the lifetime limit to £2 million on accumulated qualifying gains qualifying for the reduced 10% rate will also be welcomed by entrepreneurial property traders.

"There were no changes to the rate of SDLT on commercial property purchases but the Budget did contain measures to clampdown on SDLT saving schemes in the commercial property sector. One modest boost to the commercial property businesses that are paying tax in these difficult times is the increase in the annual investment allowance for qualifying expenditure on plant and machinery. The allowance is extended from £50,000 to £100,000 for expenditure incurred on or after 1 April 2010."


ENDS
For further information, please contact:
Nicola Daley, Grant Thornton press office 020 7728 2244 nicola.daley@gtuk.com